Florida's SB-48 opens ADUs statewide and DBPR seals the building — but everything is engineered to the Florida Building Code's wind and flood rules.
Building approval
Florida DBPR (Manufactured Buildings, Rule 61-41)
Program
DBPR state insignia (Florida Building Code) — Third-party label, state-reviewed
ADU law
SB-48 (2026) amending §163.31771 (statewide)
ADU summary
Cities can't ban ADUs in SF zones, cap <1,000 sf, or require owner-occupancy.
Site / structural drivers
Hurricane wind (HVHZ Miami-Dade/Broward); flood
Verdict
Statewide ADU rights (SB-48)
Get your Florida permitting roadmap
Tell us your project and we'll send back a parcel-specific permitting roadmap for Florida — the rules above applied to your lot — plus a real quote, not a range.
General information, current as of 2026 — not legal advice. Confirm specifics with your local jurisdiction.
Effectively yes in single-family zones. Florida's 2026 ADU law (SB-48), which amends Fla. Stat. §163.31771, prevents cities from banning ADUs in single-family residential zones, from capping them below 1,000 square feet, and from imposing blanket owner-occupancy requirements. Cities still set setbacks, height, design standards, short-term-rental rules and impact fees, and local ordinances are being adopted through 2026 — so confirm your city's current rules, but the statewide floor is now ADU-friendly.
The Department of Business and Professional Regulation (DBPR) through its Manufactured (Modular) Buildings Program under Rule 61-41 F.A.C. DBPR approves the plans, an approved agency inspects the unit at the factory, and a state insignia (bearing the department name, state seal, and a unique ID) is affixed before the building leaves the plant. With that insignia, your local building department permits the site work — foundation, utilities, elevation — but does not re-review the structure.
The High-Velocity Hurricane Zone covers Miami-Dade and Broward counties. It carries the strictest wind-load and product-approval requirements in the United States — windows, doors, cladding, and roofing all need specific approvals (such as Miami-Dade Notices of Acceptance). If your site is in the HVHZ, the unit must be engineered and specified to those standards from the factory order. Outside the HVHZ, the rest of Florida still uses high design wind speeds under the Florida Building Code.
If FEMA maps put your parcel in a flood zone, the lowest floor of the unit must be elevated to (or above) the base flood elevation. That drives a piling or elevated foundation rather than a slab, and it affects access, utilities, and cost. PSL Modular designs the foundation and set to your flood requirement so the unit is compliant and insurable.
Very. Multi-unit factory production lets resorts, RV/glamping parks, and 55+ communities add rooms or cottages on a fast schedule, all built to the same Florida Building Code wind standard. Because the structures are approved at the state level and produced in parallel with site work, large projects move far faster than site-built.
PSL Modular units are permittable in all 50 states. Pick yours for the building-approval path, the ADU law, and the structural spec your site needs.